GRAYSTONE PARK ENTERPRISES, INC.

TERMS & CONDITIONS

ATTENTION: PLEASE READ ALL THESE PROVISIONS ("TERMS") CAREFULLY BEFORE USING THIS WEB SITE. USING THIS WEB SITE INDICATES YOUR AGREEMENT AND ACCEPTANCE OF THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEB SITE OR DOWNLOAD MATERIALS FROM THIS SITE.

The Site and its Use. The Graystone Park Enterprises, Inc. ("Graystone Park Enterprises") Web site is owned and provided by Graystone Park Enterprises from its offices in Orlando, Florida. The Web sites of Graystone Park Enterprises’ subsidiaries and affiliated companies are each owned and provided by such subsidiaries and companies. For purposes herein, Graystone Park Enterprises and its subsidiaries and affiliated companies are collectively referred to as "Graystone." The applicable Web site or sites are referred to herein as the "Site." Each Site is provided for your personal information and non-commercial use. Please feel free to browse the Site; however, your access to and use of the Site is subject to these Terms and all applicable laws.

You shall use the Site for lawful purposes only. You shall not post or transmit through the Site any information or material which violates or infringes, in any way, the rights of others, or which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, harassing, or otherwise objectionable. Nor shall you post or transmit through the Site any information or material which encourages conduct that would constitute a criminal offense, give rise to liability or otherwise violate any law or administrative ruling or guidelines, is in violation of these Terms, or which, without Graystone’s prior written approval, contain advertising or any solicitation with respect to products or services. Any conduct by you that, in Graystone’s opinion, restricts or inhibits any other user from using or enjoying the Site will not be permitted.

The Site contains information and materials, including but not limited to, text, software, photos, video, graphics and audio, (collectively "Materials") which are derived in whole or in part from information and materials supplied by Graystone and other sources, and are protected by international copyright, trademark and other laws and the entire content of the Site is copyrighted as a collective work under the United States Copyright Laws. Graystone owns the copyright in the overall selection, coordination, arrangement and enhancement of such content, and owns the rights in, or license to use, the individual components of such content. Materials may not be copied, reproduced, republished, modified, uploaded, posted, transmitted or distributed in any way or decompiled, reverse engineered or disassembled, including but not limited to the text, images, audio and/or video, as well as any software (including but not limited to any images or files incorporated in or generated by the software or data accompanying such software), except that you may download one copy of the Materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright, trademark and other proprietary notices and make no change in or deletion of author attribution. This limited authorization is not a transfer of title in the Materials and by your use of the Site, you acknowledge that you do not acquire any license, ownership or other rights to the Materials. Modification of the Materials or use of the Materials for any other purpose is a violation of Graystone’s or such other sources' copyright, trademark and other proprietary rights and may violate other laws. The use of any such Materials on any other Web site or networked computer or environment is prohibited without Graystone’s express written consent. If you breach any of these Terms, your authorization to use the Site automatically terminates and you must immediately destroy any downloaded or printed Materials.

Disclaimer. THE SITE AND MATERIALS AND RELATED COMMUNICATIONS ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILTY, NON-INFRINGEMENT, OR FITNESS FOR PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS OF IMPLIED WARRANTIES MAY NOT BE APPLICABLE UNDER CERTAIN CIRCUMSTANCES. GRAYSTONE ALSO DOES NOT WARRANT THE ACCURACY OR COMPETENESS OF THE MATERIALS, INCLUDING BUT NOT LIMITED TO THE RELIABILITY OF ANY ADVICE, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE BY THE USE OF THE SITE THAT ANY RELIANCE ON ANY SUCH MATERIALS, ADVICE, STATEMENT OR INFORMATION SHALL BE AT YOUR SOLE RISK.

GRAYSTONE ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE SITE (INCLUDING ANY BULLETIN BOARD AND CHAT ROOM) OR YOUR DOWNLOADING OF ANY MATERIALS FROM THE SITE.

Third-Party Sites. Graystone may provide as a convenience to you, links to Web sites operated by other entities and persons, but makes no representations whatsoever about any other Web site which you may access through this one. Any link to a non-Graystone Web site does not mean that Graystone endorses or accepts any responsibility for the content, or the use of such Web site. If you use these sites, you do so at your own risk. Graystone makes no warranty or representation regarding, and does not sponsor or endorse, any linked Web sites or the information or materials appearing thereon or any of products and services described thereon. Furthermore, links do not imply that Graystone is affiliated or associated with, or that any linked site is authorized to use any trademark, trade name, logo, or copyright of Graystone.

Third Party Content. Any opinions, statements, services, offers or other information or content expressed or made available in the Site by any third party are those of the respective author(s) or distributor(s) and not of Graystone.

Limitation of Liability. Your use and browsing of the Site is at your risk. If you are dissatisfied with any of the Materials contained in the Site, or with any of these Terms, your sole and exclusive remedy is to discontinue accessing and using the Site.

UNDER NO CIRCUMSTANCES WILL GRAYSTONE, ITS SUPPLIERS OR OTHER THIRD PARTIES MENTIONED AT, OR INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL OR PUNITIVE DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION, COSTS AND EXPENSES OF ANY TYPE INCURRED, LOST PROFITS, LOST DATA OR PROGRAMS, AND BUSINESS INTERRUPTION) ARISING OUT OF YOUR ACCESS TO, USE, INABILITY TO USE OR THE RESULTS OF USE OF THE SITE, ANY WEB SITES LINKED TO THE SITE, OR ANY MATERIALS CONTAINED AT ANY OR ALL SUCH SITES (INCLUDING BUT NOT LIMITED TO THOSE CAUSED BY OR RESULTING FROM A FAILURE OF PERFORMANCE; ERROR; OMISSION; LINKING TO OTHER WEB SITES; INTERRUPTION; DELETION; DEFECT; DELAY IN OPERATION OR TRANSMISSION; COMPUTER VIRUS; COMMUNICATION LINE FAILURE; OR DESTRUCTION, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF ANY COMPUTER OR SYSTEM), WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT GRAYSTONE WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

GRAYSTONE SHALL HAVE NO LIABLITY OR RESPONSIBILITY FOR ANY ACTS, OMISSIONS, OR CONDUCT OF ANY USER OR OTHER THIRD PARTY.

Graystone’s obligations and responsibilities regarding its products and services are governed solely by Graystone’s terms and conditions of sale or license under which such products and services are sold or licensed. Copies of such terms and conditions are available from the applicable Graystone entity.

Safe Harbor. The Materials at the Site may contain various forward-looking statements and which may be based on or include assumptions, concerning Graystone’s operations, future results and prospects. These forward-looking statements are based on current expectations and are subject to risk and uncertainties. In connection with the "safe harbor" provisions of the United States' Private Securities Litigation Reform Act of 1995, Graystone provides the following cautionary statement identifying important economic, political and technology factors which, among others, could cause the actual results or events to differ materially from those set forth or implied by the forward-looking statements and related assumptions.

Such factors include the following: (1) changes in the current and future business environment, including interest rates and capital and consumer spending; (2) competitive factors and competitor responses to Graystone’s initiatives; (3) successful development and market introductions of anticipated products; (4) changes in government laws and regulations, including taxes; (5) unstable governments and business conditions in emerging economies; (6) continuation of the favorable environment to make acquisitions, domestic and foreign, including regulatory requirements and market values of candidates.

Information Provided By You. It has been and remains Graystone’s policy not to accept or consider ideas, suggestions or materials other than those that Graystone has specifically requested from you. Accordingly, Graystone does not want you to, and you should not, send any confidential or proprietary information to Graystone through the Site unless specifically requested by Graystone. Please note that any unsolicited information or material sent to Graystone will be deemed not to be confidential or proprietary. By submitting information and material to the Site, you automatically grant to Graystone (or warrant that the owner of such information and material has expressly granted to Graystone) a royalty-free, perpetual, irrevocable, unrestricted, right and license to use, reproduce, display, perform, modify, adapt, publish, translate, transmit and distribute, or otherwise make available to other such information and material (in whole or in part and for any purpose) worldwide and/or to incorporate it in other works in any form, media, or technology now known or hereafter developed. You also agree that Graystone is free to use any ideas, concepts, know-how, or techniques that you send Graystone for any purpose.
As further provided above, Graystone does not want to receive, and you are deemed to covenant and agree through the use of the Site not to provide, any information or materials to Graystone that are defamatory, threatening, obscene, harassing, in violation of any law, governmental requirements or otherwise unlawful, or that incorporate the proprietary information or materials of another person or entity.
You shall not upload, post or otherwise make available on the Site any information and material protected by copyright, trademark or other proprietary right without the express written permission of the owner of such right(s). You shall be solely liable for any damages resulting from any infringement of copyright, proprietary rights, or any other harm resulting from such a submission.

Changes. Graystone reserves the right, in its sole discretion, to revise these Terms at any time and correct any errors or omissions in any portion of the Site and Materials. Materials may also be changed, modified, added, or removed and updated without notice at any time; however, Graystone is under no obligation to update Materials. Graystone may also make changes in the products, services, programs, or prices (if any) described in the Site at any time without notice. Your continued use of the Site after any change Graystone makes to the Site will be considered acceptance of those changes. You should revisit these Terms from time to time to review the then-current Terms because they are binding on you.

Linking to Site: Anyone linking to Graystone’s Site must comply with Graystone’s guidelines for linking to Graystone’s Site and all applicable laws.

International Users. The Site is administered by Graystone from its offices in the United States. Materials published at the Site may refer to products, programs, or services that are not available in your country. Consult your local Graystone business contact in this regard. Furthermore, Graystone makes no representation that the Materials at the Site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export information and materials in violation of the export laws of the United States or any other country. If you access the Site from a location outside of the United States, you are responsible for compliance with all applicable laws.
Governing Law. These Terms shall be governed by the laws of the State of Colorado, without giving effect to any principles of conflicts of law. If any provision of this Agreement and Terms shall be unlawful, void, or for any reason unenforceable then that provision shall be severable from these Terms and shall not affect the validity and enforceability of any remaining provisions.
These Terms constitute the entire agreement between Graystone and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within six (6) months after the claim or cause of action arises.

Privacy Policy

We respect your right to privacy and will protect it when you visit our website. This page explains how we handle information about you when you visit and use our site. You do not have to provide any personal information in order to enter and browse. The extent and type of information we receive depends on what you do while you are visiting our website.
Graystone Park Enterprises, Inc. collects no personal information about you when you visit our website unless you specifically and knowingly choose to provide such information to us. If you choose to provide information to us, we use it only to fulfill your request for information or services.

Our website automatically records website usage information that we analyze statistically to track operational problems, to prevent fraud and to improve the effectiveness, security and integrity of the site. This information does not identify you personally and we do not use this information to track or record information about individuals. We will disclose this information to third parties only in aggregate form or as may be required by law. For each page that you visit, we collect and store only the following technical information in what is called a web server log file:

1. Date and time of access
2. URL address of the webpage visited
3. Internet domain and IP address from which our website was accessed
4. Type of browser and operating system used to access our site (if provided by the browser)
5. URL address of the referring page (if provided by the browser)
6. Completion or success status of the request for a web page or other on-line item
7. File size of the webpage visited

If you voluntarily provide us with personal information, for example by sending an e-mail or by filling out a form and submitting it through our Website, you are indicating voluntary consent for us to use the information you are submitting to respond to your message and to help us provide you with the information and services that you have requested. We make every effort to disclose clearly how information is used at the point where it is collected so that our users can determine for themselves whether they wish to provide the information.

Sharing and Disclosure of Information. Your submission, including personal information, may be shared within Graystone Park Enterprises, Inc., or others if necessary to address matters raised in your submission as allowed by governing law or as otherwise required or authorized by statute, including requests from regulatory agencies for law enforcement purposes, for routine uses subject to the Privacy Act, or under our access and  public record rules.
If any personal information you provide will be maintained in a private system of records, you will be notified at the point of collection, as to whether providing information is mandatory or voluntary, and the effects of not providing all or any part of the requested information. In accordance with FCC regulations, Graystone Park Enterprises, Inc. strives to implement procedures regularly or as necessary or requested to regulate the collection, maintenance, use, and dissemination of Privacy Act-protected information to maintain compliance with the Privacy Act of 1974.

Retention of Information. We may retain electronically submitted information as long as necessary to respond to your request, depending on the subject matter and according to the principles of the Federal Records Act and the regulations and records schedules approved by the National Archives and Records Administration (NARA). Computer web server logs may be preserved as long as administratively necessary and are scheduled for destruction in accordance with guidelines approved by NARA. The information in the logs may be used at any time as necessary to prevent security breaches and to insure the integrity of the data on our servers.
If you use an on-line form to receive information about our programs or to register for informational e-mail updates, newsletters, etc., or for other purposes, information you provide may be retained so that we can notify you about changes or upgrades, where appropriate.

We use commercial encryption techniques to protect the transmission and storage of the information you submit to us when you use one of our secure online forms. E-mail that you send to us is not necessarily secure against third-party interception or misdirection. For your own protection, you may wish to communicate sensitive information using a method other than e-mail.

For website security purposes and to ensure that our website remains available to all users, Graystone Park Enterprises, Inc. computer systems that support the website use industry-standard methods and software to monitor and audit network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. Anyone visiting our website expressly consents to such monitoring and auditing.

Our website contains links to the websites of other government, public and private organizations that are outside of our control. When you follow a link to another site, you leave the Graystone Park Enterprises, Inc. site and your website interactions are no longer protected by our privacy policy. Graystone Park Enterprises, Inc. is not responsible for, and does not endorse the privacy or security practices and content of other websites.